Last updated October 9, 2026 · ranked from 582 Google reviews · How we rank
This list ranks 5 banks in and around Ferndale, MI, led by Credit Union ONE, Vibe Credit Union and First Merchants Bank. Together they have 582 Google reviews; Vibe Credit Union has the highest Google rating on the list at 4.3. Every place on the list is in Ferndale, MI. Rankings weigh Google rating, review volume, how complete and current each listing is, and our own notes on each place.
Broad account services and nationwide access earn Credit Union ONE the top spot. At 400 E 9 Mile Rd in Ferndale, MI, the branch offers checking and savings accounts, mortgage and loan applications, and a drive-through. Members also have access to nearly 30,000 surcharge-free CO-OP ATMs and more than 5,000 CU Service Centers nationwide. Its 4.1-star Google rating across 468 reviews adds support, with reviewers describing patient, helpful service and one reporting continued membership after moving out of the area.
Drive-through banking
Surcharge-free ATM network
Checking and savings
“So far glad I switch. Dustin Beaufore was a big help. Looking forward to years of banking experience with Credit Union One”
Friendly, helpful staff recur in the supplied reviews of Vibe Credit Union, supporting its No. 3 spot alongside practical account access options. Located at 214 W Nine Mile Rd in Ferndale, MI, the branch has a wheelchair-accessible entrance and parking, with Friday hours extending to 6 p.m. Vibe offers online account opening and anytime account access through its technology. Its Google rating is 4.3 from 24 reviews, though one reviewer reports a lengthy cashier’s check hold and account closure.
Online account opening
Friday evening hours
Wheelchair-accessible entrance
“Love this credit union they are far most the best they will work with you if you need them to. I been around of many credit union Vibe is number 1 in my book. Love all the Employees all ways professional and kind. 👍”
Personal and business banking share one address at First Merchants Bank, 22635 Woodward Ave in Ferndale, MI. Its No. 4 position rests on that service range: auto and personal loans, home mortgages, and treasury management, alongside online and mobile banking. An ATM, drive-through, and wheelchair-accessible entrance and parking add practical convenience. One business-owner review praises its easygoing professionalism, while another describes banking as pleasant and easy. Its 3.9-star Google rating across 14 reviews also includes criticism of service since the takeover.
Drive-through banking
Personal and business
Online and mobile
“I love First Merchant Bank. It's a very nice bank with a modern flair and traditional banking values. Banking here is pleasant and easy. When you are looking to grow your finances, First Merchants Bank grows with you.”
Saturday morning hours and specific reports of helpful problem-solving earn Huntington Bank its No. 5 spot. At 306 W Nine Mile Rd in Ferndale, MI, the branch offers personal checking and savings, business accounts, and wealth management services. Reviewers describe help with a complicated transfer and an ATM dispute, along with clear answers to banking questions. Its 3.5-star Google rating across 38 reviews reflects mixed experiences. The location also has an ATM, a wheelchair-accessible entrance, and wheelchair-accessible parking.
Saturday morning hours
Personal and business accounts
Wheelchair-accessible entrance
“I cannot think of anyone I would like to work with less than Christine, the branch manager at this branch. She is horrible, not helpful, not empathetic (but pathetic), and not professional. Will not lift a finger to help you out, but wil…”
Saturday morning hours and a long-term customer’s praise give Citizens its case for sixth place. At 23011 Woodward Ave in Ferndale, MI, the branch opens weekdays from 9 a.m. to 4 p.m. and Saturdays from 9 a.m. to noon, with an ATM and wheelchair-accessible parking. One reviewer who reports using this branch for over a decade praises its attention to personal and small-business customers. That endorsement sits alongside a Google rating of 2.4 from 38 reviews, making the overall feedback mixed.
Saturday morning hours
On-site ATM
Wheelchair-accessible parking
“One of the best banks around for personal and small business! I've been using this branch for over a decade and they always make the time to take of their customers. You can see it in the way everyone talks to one another.
I'd highly re…”
Ratings and review counts shown are Google ratings, displayed with attribution.
How we ranked this list
Each bank is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Ferndale category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.
Which banking locations in Ferndale, MI have Saturday hours?
Huntington Bank at 306 W Nine Mile Rd and Citizens at 23011 Woodward Ave open Saturday from 9 a.m. to noon. Check Into Cash at 749 E 9 Mile Rd opens from 9 a.m. to 4 p.m. Credit Union ONE, Vibe Credit Union and First Merchants Bank are closed Saturdays.
Where can I find drive-through banking in Ferndale, MI?
Credit Union ONE at 400 E 9 Mile Rd and First Merchants Bank at 22635 Woodward Ave list drive-through service. Both also list wheelchair-accessible entrances and wheelchair-accessible parking.
Which credit union in Ferndale, MI has the higher Google rating?
Vibe Credit Union has the higher rating: 4.3 from 24 reviews, compared with Credit Union ONE’s 4.1 from 468 reviews. Credit Union ONE has substantially more review feedback. Positive excerpts for both mention helpful staff.
Which locations offer access to surcharge-free ATM networks?
Credit Union ONE in Ferndale, MI gives members access to nearly 30,000 surcharge-free ATMs through the CO-OP Network, plus more than 5,000 CU Service Centers nationwide. First Merchants Bank participates in MoneyPass, with access to more than 25,000 free ATMs nationwide identified by the MoneyPass symbol.
Where are business banking services available in Ferndale, MI?
Huntington Bank at 306 W Nine Mile Rd lists business banking accounts. First Merchants Bank at 22635 Woodward Ave lists commercial banking, treasury management, and personal and business online banking. Both locations have ATMs and weekday hours of 9 a.m. to 5 p.m.; Huntington also opens Saturday morning.
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